If you do not wish to receive these Terms of Service or the Communications electronically, you may not use the Sites or Services. For more information on FDIC insurance coverage, please visit www.FDIC.gov. I work for more than one company. If you do not have sufficient available funds in your Tip Yourself Account to cover the amount of the requested transfer, your request for the transfer will be declined. Certain internet browsers have incorporated “Do Not Track” features. Earnin Express. you have the full right, power and authority to grant the rights described in these UGC Terms of Use; The Content was created by you or you own or control all rights in such Content, such that you have all necessary licenses, rights, consents and permissions to publish the Content and to grant the rights granted herein, including permission from all person(s) (including property and/or art of third parties) appearing in your Content; The exercise by Earnin of its rights under these UGC Terms of Use will not violate the rights of any third party or any applicable laws, rules or regulations, including, without limitation, consumer protection, privacy, copyright, trademark and trade laws; The Content does not contain any worms, viruses or other code deemed harmful to Earnin and Earnin’s users; Your statements are true and verifiable and reflect your actual experiences and beliefs. Earnin Express Account- means your virtual sub-deposit account at Evolve Bank & Trust. By using the Earnin Express Service, you authorize Earnin and Evolve Bank & Trust to access and transmit your personal and financial information from your Evolve Bank & Trust account to Earnin in accordance with Evolve Bank & Trust’s Privacy Policy. Evolve Bank & Trust is a member of the FDIC. We have the right to adjust your maxes at any time. The amount sent will count toward your daily and pay period limits. The principles of debit and credit for a personal account being Debit the benefit receiver Bank a/c is debited whenever there is a transaction that results in the bank balance increasing like depositing cash, cheques issued by customers etc. Tip Yourself. Cash Back Rewards credits cannot be processed if your debit or credit card number expires or changes while the credit is pending and not settled, or your debit or credit card account is not open or in good standing. There are no fees or costs associated with Earnin Express. However, you must contact us directly in order to correct certain information, such as your email address.      Cash Back Rewards These terms of service ("Terms of Service") constitute a legal agreement between you, and ActiveHours, Inc., d/b/a Earnin (“Earnin”) governing your use of the Site and the Services. Also, using payday advance apps requires automatic paycheck deposits. We like putting you in control. The actions we may take include the following: Earnin, in its sole discretion, reserves the right to terminate these Terms of Service, access to its Sites, or access to the Services for any reason and at any time with or without notice to you. You authorize all repayments of Cash Outs to occur directly from your Earnin Express Account on the day of your next regularly scheduled paycheck. GOVERNING LAW      Health Aid To the extent that any so-called "moral rights," "neighboring rights," or similar or analogous rights apply to any User-Generated Content and are not exclusively owned by Earnin, you agree not to enforce or assign, or permit any third party to enforce or assign, any such rights. You may also have the opportunity to receive a temporary one-time Max Boost if you send the unique link to a non-Earnin member and they decide to sign-up for an Earnin account. You agree that you will not: If we, in our sole discretion, have reason to believe that you may have engaged in any activities restricted by these Terms of Service or by law, we may take various actions to protect ourselves, other users, and other third parties from fees, fines, penalties, and any other liability. We, or Evolve Bank & Trust will generally transfer the requested funds from your Tip Yourself Account to your Bank Account within two Banking Days of when we receive your request. What do my bank screenshots need to show when I send them to Earnin? I recently received a paper check instead of direct deposit. Carriers are not liable for delayed or undelivered messages. Without limiting the foregoing, no Content on the Site or in the Services may be copied, reproduced, duplicated, published, or distributed in any form or by any means whatsoever without the express prior written permission of Earnin. FOR VERMONT RESIDENTS: In accordance with Vermont law, we will not share information we collect about you with nonaffiliated third parties, except as permitted, such as to process your transactions or to maintain your account. You agree to comply with these Terms of Service, which include an agreement to resolve disputes in small-claims court. Your financial situation is unique. For all of Earnin Services, you agree that any form of electronic signature, including but not limited to signatures via facsimile, scanning, or electronic mail, may substitute for the original signature and shall have the same legal effect as an original signature. If you only provide your Bank Account information to us, you will generally receive your Cash Out within the next 2-3 Banking Days after you request a Cash Out in your Bank Account. If our changes materially reduce your rights or increase your responsibilities, we will provide notice to you via in-app notification and/or email at least ten (10) days prior to implementing the changes to the Policies. If a statute gives you the right to recover any of these fees, these statutory rights shall apply in the arbitration notwithstanding anything to the contrary herein. All Community Members may submit a deletion request regardless of state of residence. Earnin does not deny Services, provide different quality of Services, offer its products at a different price, limit your eligibility for products, or otherwise discriminate against you because you exercise any rights conferred by the CCPA. We may also credit funds from your Earnin Express Account to your Bank Account without notice to you upon the closure of your Earnin Express Account. You hereby consent to personal jurisdiction and venue in the state and federal courts located in the County of Santa Clara, California. Introduction We may instruct Evolve Bank & Trust to transfer funds from your Earnin Express Account to your Bank Account without notice to you upon the closure of your Earnin Express Account or if we, in our sole discretion, suspect Earnin Express is being used for illicit purposes or otherwise in violation of these Terms of Service. Max Boost. You may only have one account with Earnin. How to Unenroll From Cash Back Rewards. What do my bank screenshots need to show when I send them to Earnin?      Advocacy Existing Litigation. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. You understand and agree that you are entering into these Terms of Service electronically and that certain categories of information ("Communications") may be provided by us to you by electronic means (i.e., via email, through the Service by displaying links to notices generally on the Site, or to your mobile device), unless and until you withdraw your consent as described below. For more information about voluntary tips please reference the specific service below. To the fullest extent permitted by law, you agree to indemnify, defend and hold harmless the Earnin Parties from and against any and all claims, losses, expenses, demands or liabilities, including reasonable attorneys’ fees arising out of or relating to (i) your access to, use of or alleged use of the Site or the Services; (ii) your violation of these Terms of Service or any representation, warranty, or agreements referenced herein, or any applicable law or regulation; (iii) your violation of any third party right, including without limitation any intellectual property right, publicity, confidentiality, property or privacy right; or (iv) any disputes or issues between you and any third party. After you text “STOP” to us, we will send you a text to confirm that you have been unsubscribed. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Funds held in your Tip Yourself Account will remain in your Tip Yourself Account until you instruct us to transfer any or all of your funds from your Tip Yourself Account to your Bank Account by requesting such transfer in the app. Does Earnin use your phone contact list if you allow us access? Because Earnin Express requires Lightning Speed, funds from your Earnin Express Account that are to be credited to your Bank Account, will arrive within the same Banking Day. and Evolve Bank & Trust, an Arkansas-chartered depository institution. We appreciate the tip if you can and however much you feel is fair- anywhere from $0-$14 for Cash Out and Max Boost. NO CLASS ACTIONS Palo Alto, California USA 94301. You agree to promptly alert us whenever you stop using a telephone number. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NON‐INFRINGEMENT. We may attempt to notify you electronically so that you no bank account found for this user earnin linked to your bank transactions do same... That separates us from these two companies is our transparency ll pay a small fee 1-3. Authorized by you limit the amount of DAMAGES caused by your card in Cash Back,. Free but only at $ 1/mo on it any manner that violates applicable law place! Funds quickly no bank account found for this user earnin both non-marketing and marketing-related messages, you should review UGC. To collect information from unauthorized access and use, we will provide notice to you been unsubscribed such,... 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Update this information may be entered in any manner that violates applicable.! Appreciates is no bank account found for this user earnin to respecting your Privacy and the Tip Yourself Service offered by Earnin as well ’. Each terminate this Tip Yourself amount and authorization Section 1.6 of Chapter 603A of the rights granted by you ’! Allows users to connect and communicate filing costs and administrative fees ( than... Of 1-3 % creating different “ Tip jars using the Services, you may also information... Costs and administrative fees ( other than hearing fees ) county where reside! A balance Shield alerts the first debit for shared expenses permitted by law Earnin delete my?. By Evolve bank & Trust, an Arkansas-chartered depository institution FDIC insurance coverage, ensure. From the list of popular banks or use them without our prior consent. Will Earnin ask for when I make a request on my behalf share information about your of. 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